Crediapoyo 1.0.5

Crediapoyo provides secure and reliable online personal loan services for residents across Colombia, with a strong emphasis on data protection and user privacy. The institution offers loan amounts ranging from COP $500,000 to COP $2,500,000, featuring flexible repayment options via methods such as PSE, Nequi, and Efecty.

Loan details include:

• Loan limit: COP $500,000 - COP $2,500,000
• Loan term: 91 to 120 days
• Maximum annual interest rate: 26% (equivalent to approximately 0.07% per day)
• Additional charges: None
• VAT (IVA): 19% applied to commissions in accordance with Colombian law

As an illustrative example, borrowing COP $2,500,000 over 120 days at an annual interest rate of 26% results in a daily rate of approximately 0.07%. The total interest accrued would be approximately COP $210,000, with VAT on commissions amounting to COP $39,900. The total repayment sum would be around COP $2,749,900. It is important to note that these figures are indicative and actual rates may vary based on credit evaluation.

Reasons to consider Crediapoyo personal loans include:

• A leading platform in digital lending within Colombia
• A straightforward, no-cost online application process requiring no physical documentation
• An uncomplicated application workflow allowing quick loan acquisition
• Strict security protocols ensuring user data protection and privacy
• Fast disbursement directly into the borrower's bank account; alternative options include opening an account with Bancolombia, Nequi, or other institutions for swift fund transfer

The application process involves downloading the Crediapoyo app, entering personal information, applying for the desired loan amount, awaiting approval, and receiving the funds once approved. Borrowers must be over 18 years old with stable monthly income and valid identification.

Flexible repayment options are available through online payments via bank transfer, PSE, Bancolombia, Nequi, or at authorized payment points such as Baloto and Efecty.

Crediapoyo emphasizes data privacy; during app use, users authorize access to their phone information for identity verification and eligibility assessment. All data handling complies with strict protection procedures outlined in their privacy policy, which is accessible at https://www.crediapoyo.com.

For further assistance or inquiries:

• Email: [email protected]
• Business hours: Monday to Friday from 9:00 to 18:00; Saturday from 9:00 to 15:00
• Official website: https://www.crediapoyo.com